Fixed Deposit Solutions

Earn guaranteed returns with safety, flexibility, and tax benefits – choose from India's top banks and NBFCs.

At JAFS, we understand that capital preservation and predictable returns are the foundation of any sound financial plan. Fixed Deposits (FDs) offer a safe haven for your surplus funds, providing guaranteed interest rates, flexible tenures, and complete protection against market volatility.

We partner with India's most trusted banks and NBFCs – including SBI, HDFC, ICICI, Bajaj Finance, and others – to bring you a wide range of FD options. Whether you are a salaried individual, a senior citizen, or a business owner, our expert team helps you choose the right FD scheme that matches your liquidity needs, tax planning, and return expectations. With our guidance, you can earn assured returns while keeping your capital safe.

JAFS Fixed Deposit Solutions
Assured Returns

How JAFS Helps You with Fixed Deposits

Expert guidance to help you choose the right FD scheme for safety, liquidity, and tax efficiency.

Wide Range of FD Options

We offer FDs from leading banks and NBFCs – with varying interest rates, tenures (7 days to 10 years), and payout frequencies (cumulative, non‑cumulative, monthly interest).

Comparative Analysis & Selection

We compare interest rates, safety ratings (CRISIL/ICRA), and features across multiple issuers – so you can choose the best option without having to research each provider.

Tax‑Efficient FD Planning

We help you structure your FD investments to optimise tax outflows – using options like tax‑saver FDs (5‑year lock‑in) and staggered maturities to manage TDS liability.

Renewal & Portfolio Management

We track your FD maturities, alert you in advance, and help you reinvest at the best available rates – ensuring your money never sits idle and your returns keep compounding.

Fixed Deposits

Explore Our Fixed Deposit Offerings

Click on each topic to learn how we help you earn assured returns with safety.

We offer a wide variety of FD products from leading banks and NBFCs to suit every investor's need – whether you want regular income, tax savings, or long‑term growth.

  • Cumulative FDs: Interest compounded and paid at maturity – ideal for long‑term wealth accumulation.
  • Non‑Cumulative FDs: Interest paid out monthly, quarterly, or half‑yearly – perfect for regular income needs.
  • Tax‑Saver FDs: 5‑year lock‑in period with tax deduction under Section 80C – combine savings with tax benefits.

AMFI Registered Mutual Fund Distributor & PMS Distributor | ARN-152771 | APRN04955