National Pension System (NPS)

Build a secure retirement corpus with ICICI Prudential Pension Funds – trusted by millions.

At JAFS, we help you plan for a dignified retirement through the National Pension System (NPS) – a government‑sponsored, market‑linked retirement savings scheme. We partner exclusively with ICICI Prudential Pension Funds Management Company, one of India's most trusted and consistent pension fund managers, to help you build a robust retirement corpus.

Whether you are a salaried employee, self‑employed professional, or an NRI, our expert team guides you through every step – from opening your NPS account with ICICI Prudential to choosing the right asset allocation and optimising your contributions for maximum tax benefits under Section 80C and 80CCD. With ICICI Prudential's proven expertise and our personalised advisory, you can retire with confidence and financial freedom.

JAFS NPS with ICICI Prudential Pension Funds
Secure Your Retirement

How JAFS Helps You with NPS

Expert guidance combined with ICICI Prudential's pension expertise – for a worry‑free retirement.

Personalised Asset Allocation

We help you choose the right mix of equity, corporate bonds, and government securities through ICICI Prudential's pension schemes – balancing growth with capital protection based on your age and risk profile.

Tax Optimisation Strategies

Maximise your tax savings with contributions under Section 80C (₹1.5 lakh) and additional deduction under Section 80CCD(1B) (₹50,000) – we guide you on the optimal contribution amount to reduce your tax outgo while building a healthy retirement corpus.

ICICI Prudential – India's Trusted Pension Manager

We partner exclusively with ICICI Prudential Pension Funds Management Company – a leader with over two decades of experience, consistent returns across asset classes, and one of the lowest expense ratios in the industry. Your savings are in safe, capable hands.

Retirement Income & Withdrawal Guidance

At maturity, we help you decide between annuity purchase (regular pension through ICICI Prudential's annuity partners) and lump‑sum withdrawal (40% tax‑free) – creating a sustainable retirement income stream that matches your lifestyle needs.

ICICI Prudential NPS

Explore Our NPS Offerings

Click on each topic to learn how we help you plan for a secure retirement with ICICI Prudential.

NPS is a voluntary, defined‑contribution retirement savings scheme regulated by PFRDA. Through our partnership with ICICI Prudential Pension Funds Management Company, we offer you market‑linked returns, low costs, and flexible investment options to build a substantial retirement corpus.

  • Two accounts: Tier I (mandatory, tax‑benefit, withdrawal restrictions) and Tier II (voluntary, no tax benefit, flexible withdrawal).
  • ICICI Prudential's asset classes: Equity (E), Corporate Bonds (C), and Government Securities (G) – you choose the mix, or opt for auto allocation.
  • At retirement: You can withdraw up to 60% as lump sum (tax‑free) and must use the remaining 40% to buy an annuity for regular pension – we guide you through ICICI Prudential's empanelled annuity providers.

AMFI Registered Mutual Fund Distributor & PMS Distributor | ARN-152771 | APRN04955